Rent Calculator
Turn your pre-tax income into a sensible rent budget using the 50/30/20 guideline and common 25–35% income rules. Add your monthly debt payments and current rent to see exactly where you stand.
TheCalculators — Rent Calculator
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Recommended Monthly Rent
$2,000
$6,667 gross monthly income, 30% guideline minus $0 debt payments
- Gross Monthly Income
- $6,667
- Rent Budget (30% rule)
- $2,000
- Rent Budget (50/30/20 needs cap)
- $2,000
- Comfortable (25%)
- $1,667
- Stretch Max (35%)
- $2,333
- Total Housing + Debt Burden
- $0
50/30/20 budget on your income
- Needs (50%)$3,333
- Wants (30%)$2,000
- Savings & debt payoff (20%)$1,333
Landlords often require rent ≤ 30% of gross income and a debt-to-income ratio under ~36%. High-cost cities may force the stretch range; then savings usually come from roommates or location.
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Formula
Affordable rent = gross monthly income × 30% − monthly debt payments
Pro tips
- • Aim for rent + debts under 36% of gross income to keep approval odds and cash flow healthy.
- • Budget for deposits and utilities (often 1–3× monthly rent up front).
FAQ
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