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    Finance Calculator

    A classic 5-key TVM calculator. Enter any four of the number of periods, interest rate, present value, periodic payment, and future value, and it solves the fifth — exactly like a BA II Plus, with the work shown step by step.

    #time value of money#TVM#future value#present value#periodic payment

    TheCalculators — Finance Calculator

    Printed thecalculators.com

    Presets
    %
    0100
    $
    $

    Money you put in is negative, money you receive is positive.

    $

    Live mode: results update as you type.

    Solved FV

    -$9,455.36

    N=10.00 · I/Y=6.000% · PV=$20,000.00 · PMT=-$2,000.00

    N (periods)
    10.00
    I/Y per period
    6.000%
    PV
    $20,000.00
    PMT
    -$2,000.00
    FV
    -$9,455.36

    How it was solved

    1. 1TVM equationPV(1+i)^N + PMT·[((1+i)^N − 1)/i] + FV = 0
    2. 2Known valuesN=10.00, i=0.0600%, PV=$20,000.00, PMT=-$2,000.00, FV=-$9,455.36
    3. 3Solve for FVRearranged closed-form formula
    4. 4Result-$9,455.36

    Most useful next

    Solved FV

    -$9,455.36

    Formula

    PV(1+i)^N + PMT × [((1+i)^N − 1)/i] + FV = 0 → solve for any one variable

    Pro tips

    • • Follow the cash-flow sign convention: money you invest is negative, money you receive is positive.
    • • Here N and I/Y use the same period; for monthly payments divide the annual rate by 12 and multiply years by 12.

    FAQ

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